Personal Insurance

Mother, father, and child playing at home

Personal Insurance for Your Most Important Assets

Insurance is personal, as it should be. CIG offers insurance protection for your auto, home, rental property, personal excess liability, and more to fit your budget and needs. We also offer protection for the service lines and equipment for your property, ID theft, and even home cyber protection. We want to protect what’s most important to you by offering personalized coverage that suits your lifestyle. Don’t wait until you have an accident or loss to find out what your insurance covers. CIG removes the guesswork and provides you with clear, customized Personal Lines coverage to protect you and your family.

CIG offers several ways for you to save money while also protecting your home and appliances. Personal Lines coverage discounts can include:

      • Multi-Policy Credit – We reward you for having all your Personal Lines policies with us.

      • Tenure Discount – We reward you for keeping your insurance coverage with us. The longer you stay, the more you save.

      • Good Driver / Mature Driver Discounts – Maintaining a driving record that is accident- and violation-free can save you money.

      • Advance Quoting Discount – Receive a discount when you have your policy quoted prior to the effective date.

      • Home Age Discounts – Newer homes can earn this credit.

      • Protective Device Credit – This credit is yours by keeping approved and properly maintained devices, such as central or direct station alarms, water shut-off devices, or sprinkler systems that protect all areas of your home.

      • Good Student Discount – Receive this discount if your policy covers a good student driver aged 16-26. The eligible driver must attend school full time with a 3.0 grade point average (GPA) or higher, or have graduated with a 3.0 GPA or higher.

Ask a CIG Agent about how to qualify for these discounts and coverages today!

Availability of coverages and premium discounts vary by state.

Auto Insurance

You need your transportation to be safe and reliable, just like your insurance. CIG Auto Insurance can steer you in the right direction with coverage for you and your vehicle.

Homeowners Insurance

Home is where the heart is, so let us help protect it. CIG Home offers safety and security to protect your home – inside and out.

Renters Insurance

Your landlord’s insurance likely only covers the property, not your possessions. CIG Renters Insurance will help protect the things you own.

Additional Coverages
Personal Umbrella
Save Money
Home Cyber Coverage

The Next Step in a Complete Protection Plan

Optional coverages for higher limit property and liability

CIG offers valuable coverage options that provide additional protection for risks and liabilities not automatically covered under your Homeowners policy. You may want to cover seasonal or secondary homes, add identity theft protection, or add jewelry and valuables to your policy. Whatever your Personal Lines need, we have a solution.

A CIG Agent can discuss your options and help determine what coverages are right for you and your family.

Protect Your Lifestyle

Excess liability insurance for your company

Your home and auto policies provide an excellent foundation for your liability coverage. Umbrella coverage goes the extra mile to provide the additional safety net you may need to protect against the possibility of catastrophic or frivolously expensive legal liability.

Umbrellas defend you against financial loss arising from lawsuits due to:

  • Physical injury or wrongful death of another person due to an accident or negligence
  • Damage to property belonging to another person or company for which you are liable
  • Civil, economic, or personal injury such as wrongful eviction, libel, slander, defamation of character, or invasion of privacy

Call your CIG Agent for more information.

More Protection for Less

Bundle your personal insurance policies for savings

Saving is easy when you bundle your policies! Take advantage of big discounts when you combine your CIG Home or Renters coverage into a CIG Home+Auto™ or CIG Rent+Auto™ policy. You’ll also qualify for a convenient, consolidated billing account with an option for combining both policies into a single, easy-to-manage installment plan.

  • Add a CIG Homeowners or CIG Renters policy to your Auto plan to save more.
  • New to CIG? Consider insuring your auto, home, and personal property with CIG to save on your premium.
  • Need an umbrella policy? When you bundle your homeowners with an umbrella, you receive a discount.
  • Sign up for paperless billing and automatic payments to help the environment and save money.

Available discounts and coverages vary by state. Please contact your CIG Agent for a cost and coverage review.

Protect Against Cyber Attacks

Home Cyber Protection 

CIG now offers Home Cyber Protection, a suite of coverages and services built to respond to computer and home system attacks, cyber extortion, online fraud, identity theft, cyberbullying, and breaches of personal information of others. Find out more about this added coverage, and call your CIG Agent to add this to your policy.

 

 

Customer Testimonials

Protecting and restoring your way of life is what we do. But don’t take our word for it! See what our policyholders are saying…

5-star review rating Policyholder – January 20, 2021

“The claims adjuster was very helpful and quick to respond. I’ve been with CIG for many years and the service I’ve received has been outstanding. I’m a senior and CIG gives me a great sense of comfort knowing I’m well protected.”

5-star review rating Policyholder – January 1, 2021

“As a survivor of the Camp Fire, and having rebuilt my home with my insurance, I’ve heard several horror stories about other insurance companies who’ve given their clients grief. Thank goodness I have CIG.”