Renters Insurance

young couple happy about having renters insurance

Renters Insurance

CIG renters insurance will protect you and your belongings.

As a renter, insurance can be confusing. Did you know your landlord’s insurance usually only covers the building you live in and common areas? As a renter, you need to protect yourself and your personal belongings.

Renters insurance includes your personal belongings as well as you and your loved ones in case someone is injured while visiting your home. You can rest assured that a CIG Renters Insurance policy provides full property and liability coverage for you and your family. You can also expand your coverage to protect your home office, sports equipment, jewelry, art, antiques, and other valuables. CIG Renter policies also come with complimentary identity theft protection.

A CIG Agent can review your policy and help make sure you have the right coverage for your unique lifestyle.

For Renters

CIG offers flexible coverage options for renters insurance including additional property, risk and liability protection not covered under your basic renter policy. For an additional premium, you can protect valuables like jewelry, fine art or golf clubs. You can also buy extra coverage for a home office, a small boat or if you live in an earthquake-prone area. Our Renter and Homeowner policies also come with complimentary identity theft protection.

Not sure what’s covered under your renter’s policy? Contact a CIG Agent to discuss your options and help determine what optional coverages are right for you and your family.

High-Value Items

If you own items that have an exceptionally high value, exceeding the limits of your homeowners insurance, you may be able to individually insure them for a small additional premium with no deductible.

Items Covered:

  • Jewelry
  • Art and Antiques
  • Firearms

Home Office

Think about what you have invested in your home office: equipment, electronic data, software, files, furniture, and more. Can you afford to replace damaged or destroyed business property? Make sure you’re covered.

Items Covered:

  • Computer
  • Printer
  • Office Furniture

Sports & Home Equipment

From your backyard to the front nine, add a stroke of extra protection to your CIG Renters policy by adding CIG Golf Equipment Coverage. You invest a lot of time and money into your game, so we know you want to be covered in case of a disaster.

Items Covered:

  • Golf Clubs
  • Clothing
  • Golf Carts

Save Money

Saving is easy when you bundle your policies! Take advantage of big discounts when you combine your CIG Renters coverage into a CIG Rent+Auto™ policy. rentersYou’ll also qualify for a convenient, consolidated billing account with an option for combining both policies into a single, easy-to-manage monthly installment plan.

  • Already insuring your vehicle with CIG and rent an apartment, home, or condo? Add a CIG Renters policy to save more.
  • Already have your personal belongings and liability protected with a CIG Renters policy? Add a CIG Auto policy.
  • New to CIG and renting an apartment, home, or condo? Consider insuring your auto, personal belongings, and liability with CIG and you will save on your premium!