Hotel and Restaurant Insurance

hospitality insurance for hotels and restaurants

Hotels and Restaurants

The hotel and restaurant industries are an exciting, ever-evolving business. When you operate a hotel or restaurant, you will go to great lengths to cater to your guests so they have a positive experience and want to return. At CIG, we understand the unique challenges and risks you face. Whether you own a small bed and breakfast or a large michelin star restaurant, you can rest assured that in the event of a loss we will have your back.

At CIG, we can protect your business against loss, damage, liability, or business interruption. Our customized insurance plans are tailored to your property and what you need to protect it.

Hotel Coverage Highlights

Machinery & Equipment Breakdown
Exterior Signs
Key Replacement/Lock Repair
Money & Securities
Innkeepers Legal Liability Optional Coverages
Employment Practices Liability Insurance
Extended Replacement Cost: Up to 125% of Building Coverage Limit if that’s what it takes to repair or replace

*Higher limits available on most coverages

Hotel and Hospitality Insurance
restaurant and hospitality insurance

Restaurant Coverage Highlights

Business Income
Actual Loss Sustained
Equipment Breakdown
Optional Coverage
Extended Replacement Cost
Food Contamination Incl. Additional Advertising Expense
Employment Practices Liability Insurance

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