Sports and Home Equipment Coverage



Golf Equipment Coverage

From your backyard to the front nine, add a stroke of extra protection to your CIG Rent policy by adding CIG Golf Equipment Coverage. If you invest a lot of effort, time and money into your game, you know the value of your clubs and accessories. If your equipment is lost, stolen or damaged, we can get you back on the course quickly. Our coverage is available to CIG Renters Insurance policy clients (Homeowners, Condo Owners, and Farmowners policy clients, too). CIG provides exceptional protection for your golf equipment at home, on the course, or when you’re on vacation – for as little as $1.50 a month.

Coverage Details:

  • Choice of the specific amount of coverage to meet your needs
  • ‘All Risk’ coverage – All losses are covered except those that are specifically excluded*
  • Cost-saving deductible options from $100, $25,0 or $500 for both golf equipment and golf carts**
  • Worldwide coverage protection on land, at sea, or in the air
  • Errant Shot protection in the event of injury or property damage such as a broken window
  • Liability coverage for golf carts owned by an insured and operated on a golf course or a private residential community where the golf carts can legally travel***
*Exclusions include loss or damage caused by rust or corrosion, rodents or domestic animals owned by the insured, wear and tear or mechanical breakdown, war, nuclear disaster, or flood.

** Separate deductibles apply in all states.

*** Also includes coverage while crossing a public road to get to and from the golf course.

Items Covered:

  • Golf Clubs
  • Clothing
  • Shoes
  • Bags
  • Distance Finder
  • Golf Carts
  • Accessories such as balls, umbrellas, and other related items

Sports Equipment Coverage

In sports, losses should only occur as a result of fair competition – not from unfortunate instances such as theft or damage. That’s why CIG offers Sports Equipment Coverage. If your equipment is lost, stolen or damaged, we can get you back in the game quickly. Our coverage is available to CIG clients with Homeowners, Condo Owners, Renters, or Farmowners insurance policies, and provides exceptional protection for your sports equipment at home, on the road, on the slopes, or wherever your athletic endeavors take you.

Coverage Details:

  • Choice of the specific level of coverage you want
  • CIG ‘All Risk’ coverage – All losses are covered except those that are specifically excluded*
  • Cost-saving deductible options from $100, $250, or $500
  • Worldwide coverage protection on land, at sea, or in the air
  • Liability coverage if your sports activity results in you being legally responsible for injuries to a spectator, participant, or other party, or for damage to another person’s property
* Exclusions include loss or damage caused by rust or corrosion, rodents or domestic animals owned by the insured, wear and tear or mechanical breakdown, war, nuclear disaster, or flood.

Items Covered:

  • Bicycles
  • Skis
  • Golf Clubs
  • Scuba Gear
  • Tennis Racquets
  • Fishing Gear
  • Other Sporting Equipment
  • Includes sports clothing, shoes, helmets, air pumps, poles, or other items used with your sports equipment

Home Equipment Coverage

If you add up everything you and your family use for entertainment at home or on the road, it’s a big number. That’s why it makes sense to cover it in your insurance protection plan. CIG offers Home Equipment Coverage in the event your equipment is lost, stolen, or damaged. Our coverage provides exceptional protection for your computer equipment, game consoles, and other home electronics.

Coverage Details:

  • Choice of the specific level of coverage you want
  • CIG ‘All Risk’ coverage – All losses are covered except those that are specifically excluded*
  • Cost-saving deductible options from $100, $250, or $500
  • Worldwide coverage protection on land, at sea, or in the air
* Exclusions include loss or damage caused by rust or corrosion, rodents or domestic animals owned by the insured, wear and tear or mechanical breakdown, war, nuclear disaster or flood.

Items Covered:

  • Home Computers
  • Big-Screen TVs
  • Audio and Other Home Electronics

 

Find a CIG Insurance Agent

Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates, and exclusions. Please consult your CIG Insurance Agent for complete details. Coverage is available from CIG for Homeowners, Renters, Condo Owners, and your personal automobiles in California, Nevada, Oregon, and Washington. Types of policies and coverage may vary from state to state.

CIG – Capital Insurance Group