Extended Coverage

Don’t Let a Home Office Loss Put You Out of Business

Think about what you have invested in your home office: equipment, electronic data, software, files, furniture, and more. Can you afford to lose or sustain damage to this property? What about visitors? What if someone falls and is injured? Are you protected against the possibility of a devastating lawsuit that could financially wipe you out?

Your renter policy may cover some losses, but there are coverage limits. If your home office property is worth more than $2,500, you should consider additional coverage. If you are an employee working remotely, you and your employer are still vulnerable to theft or destruction of computer equipment and software — or for an accidental injury on your premises. Make sure you’re protected. Have questions? Call a CIG Insurance Agent and get the coverage that’s right for you. CIG Home Office coverage is available for clients who have CIG Rent, CIG Home, and CIG Condo Owner policies.

Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Available in California, Nevada, Oregon and Washington. Please consult your CIG Insurance Agent for complete details.

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Insurance for Jewelry, Art,
and Other Cherished Possessions

If you own items that have an exceptionally high value, exceeding the limits of your homeowners insurance, you may be able to individually insure them for a small additional premium with no deductible. We may require an appraisal or receipt to verify the item is property insured. Contact your CIG Insurance Agent to decide if extended coverage is appropriate.

Learn more about High-Value Item Coverage

From your backyard to the front nine, add a stroke of extra protection to your CIG Home policy by adding CIG Golf Equipment Coverage. If you invest a lot of effort, time and money into your game, you know the value of your clubs and accessories. If your equipment is lost, stolen or damaged, we can get you back on the course quickly. Our coverage is available to CIG Homeowner policy clients (Condo, Renter and Farmowner policy clients too). It provides exceptional protection for your golf equipment at home, on the course or when you’re on vacation – for as little as $1.50 a month.*

Learn more about Sports and Home Equipment Coverage