Home Appliance and Electronics Breakdown Coverage* insures your appliances or home electronics such as your refrigerator, air conditioner, water heater, big-screen TV, and more if they were to break down. You’ll be protected from costly out-of-pocket expenses for labor, parts, and loss of use. Add the Home Appliance and Electronics Breakdown coverage to your CIG Homeowners policy to gain peace of mind for a fraction of what you thought possible.
What Appliances or Electronics Are Covered?
Your appliances and home electronics are covered up to a maximum of $50,000 per occurrence after a $500 deductible. You are also entitled to these additional coverages:
Make a positive impact on your wallet and the environment! You may choose green-certified replacement parts or replace with a brand-new “green” unit (if your property cannot be repaired) up to an additional $3,000. Energy-saving appliances and equipment can help you reduce costs and possibly qualify for rebates or tax credits.
Learn More about Homeowners Equipment Breakdown Insurance