Extended Coverage

200% Rebuild or Replacement Coverage,
If That’s What It Takes

Would your current home insurance policy provide a payout large enough to rebuild or replace your home if disaster strikes? A basic homeowner’s insurance policy generally will not cover the full amount. Homeowner’s insurance is not one size fits all. It’s important to discuss the estimated replacement cost of your home with your Insurance Agent to see if you need additional coverage and to account for unforeseen circumstances.

Learn more about ThinkTwice Coverage™

CIG SecureChoice Extended Coverage

Insurance to Protect Your Most Valuable Possessions

If you need more comprehensive safety and security protection than the benefits provided in a standard homeowners policy, you need extended coverage. You’ll enjoy higher limits and broader coverage with CIG SecureChoice, including a higher level of protection for possessions like jewelry and other valuables. A CIG Insurance Agent can tailor policy coverage to specifically suit your situation and preferences and ensure you are well protected.

Learn more about SecureChoice for Homeowners

Home Appliance and Electronics Breakdown Coverage* insures your appliances or home electronics such as your refrigerator, air conditioner, water heater, big-screen TV, and more if they were to break down. You’ll be protected from costly out-of-pocket expenses for labor, parts, and loss of use. All this for less than $3 a month when you add the Home Appliance and Electronics Breakdown coverage to your CIG Home policy!

Home Appliance and Electronics Breakdown Coverage

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Insurance for Jewelry, Art,
and Other Cherished Possessions

If you own items that have an exceptionally high value, exceeding the limits of your homeowners insurance, you may be able to individually insure them for a small additional premium with no deductible. We may require an appraisal or receipt to verify the item is properly insured. Contact your CIG Insurance Agent to decide if extended coverage is appropriate.

Learn more about High-Value Item Coverage

Golf Equipment Coverage

From your backyard to the front nine, add a stroke of extra protection to your CIG Home policy by adding CIG Golf Equipment Coverage. If you invest a lot of effort, time and money into your game, you know the value of your clubs and accessories. If your equipment is lost, stolen or damaged, we can get you back on the course quickly. Our coverage is available to CIG Homeowner policy clients (Condo, Renter and Farmowner policy clients too). It provides exceptional protection for your golf equipment at home, on the course or when you’re on vacation – for as little as $1.50 a month.*

Learn more about Sports and Home Equipment Coverage