Dwelling Fire Insurance

homeowners insurance


Fire and Other Perils Threaten Thousands of Homes Each Year

Protect Your Residential Rental Property, Protect Your Investment

If you own a home you rent out, consider a CIG Dwelling Fire policy to protect your investment. Would you be protected if your tenants accidentally started a devastating kitchen fire? What if a windstorm knocked a big tree onto the roof? Talk with a CIG Insurance Agent to see what a Dwelling Fire Insurance policy covers and how you can be protected when disaster strikes.

Landlord Property Protection Coverage Highlights

  • Dwelling Protection customized to meet the estimated rebuilding cost of your rental property
  • ThinkTwice Coverage™ for Extended Replacement Cost protection in the event of a total loss to your dwelling that exceeds the limit of coverage
  • Landlord Property Coverage, including furniture, appliances, and other items in the dwelling
  • Loss of Rental Income in the event your rental dwelling is damaged by a covered loss and not habitable
  • Ordinance or Law protection to cover the increased costs of construction required after a covered loss because of changes in local, state, or federal building codes

Customized Savings and Discounts

  • Roofing material credits if the roof of your dwelling is made of tile, slate, or other non-combustible material
  • Home Security discounts if your home is protected by a central alarm or sprinkler system

Optional Property and Liability Protection

  • Premises Liability protection
  • Premises Medical coverage for injured guests, regardless of fault
  • Personal Injury if you’re sued for wrongful eviction, slander, or libel
  • Earthquake coverage

Loss Assessment Additional Benefits and Services

  • CIG On-the-Spot Response™
  • FastTrack Processing™ of claims



Find a CIG Insurance Agent

Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates, and exclusions. Please consult your CIG Insurance Agent for complete details. Coverage is available from CIG for Homeowners, Renters, Condo Owners, and your personal automobiles in California, Nevada, Oregon, and Washington. Types of policies and coverage may vary from state to state.

CIG – Capital Insurance Group