SecureChoice for Homeowners

CIG SecureChoice Extended Coverage

CIG SecureChoice Extended Coverage

Insurance to Protect Your Most Valuable Possessions

If you need more comprehensive safety and security protection than the benefits provided in a standard homeowners policy, you need extended coverage. You’ll enjoy higher limits and broader coverage with CIG SecureChoice, including a higher level of protection for possessions like jewelry and other valuables. A CIG Insurance Advisor can tailor policy coverage to specifically suit your situation and preferences and ensure you are well protected.

CIG SecureChoice expands protection to cover:

  • Personal Property for the same events that cause loss or damage to your home*
  • Lost or misplaced valuables such as jewelry, watches, furs, precious and semi-precious stones
  • Lost or misplaced firearms
  • Water damage due to sewer or drain backup or sump overflow

CIG SecureChoice increases policy coverage for:

  • Lock and key replacement
  • Business property on and off premises
  • Loss assessments charged against you by your homeowners association
  • Credit card theft, forgery and other financial losses
  • Debris removal after a loss
  • Jewelry (greater per item limitation)

Choose optional coverage for:

  • Home appliance and equipment breakdown protection
  • Replacement of individually insured (scheduled) valuables
  • Extended dwelling replacement coverage
  • Additional ordinance or law coverage

 

*“All Risk” coverage – Most losses are covered, with the exception of those resulting from events such as war, nuclear disaster, and intentional losses.

 

Find a CIG Insurance Agent

Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates, and exclusions. Please consult your CIG Insurance Agent for complete details. Coverage is available from CIG for Homeowners, Renters, Condo Owners, and your personal automobiles in California, Nevada, Oregon, and Washington. Types of policies and coverage may vary from state to state.

CIG – Capital Insurance Group