Garage Plus Program

Auto shop

Automotive Repair and Service Business Insurance

Let CIG Fine-Tune Your Coverage

If you run a general auto repair or servicing business that caters to private passenger vehicles and light pickup trucks, overhaul your insurance coverage with the CIG Garage Plus Program.

A professional CIG Insurance Agent will work with you to customize an affordable policy that provides the right type and amount of coverage for your business. If you have questions or would like a policy review, just ask. Your local Insurance Agent can walk you through the coverage options and make sure you get the protection you need.

Eligible Businesses

Operations must be primarily for general automobile services for private passenger and light pickup trucks up to 20,000 pounds with individual vehicle values under $100,000, of the following types:

  • Lube and Oil
  • Glass with Incidental Window Tinting
  • Mufflers and Exhausts
  • Smog Control
  • Upholstery
  • Tune-Up
  • Diagnostic
  • Auto Body
  • General Auto Repair
  • Mobile Auto Detailing
  • Mobile Windshield Repair/Replacement

Optional Endorsements for Automotive Services*

  • Business Income – Actual Loss Sustained – 18 months
  • Electronic Data Processing Coverage
  • Employee Tools on Site
  • Exterior Signs
  • Fire Legal Liability
  • Pollutant Cleanup and Removal
  • Ordinance or Law Coverage
  • Increased Cost of Construction or Relocation
  • Outdoor Property — Trees and Shrubs, Antennas, Fences
  • Reverse Flow of Sewer or Drain Water
*Exclusions, limitations, and geographical restrictions may apply.


Find a CIG Insurance Agent

CIG – Capital Insurance Group