Commercial Auto Insurance


Commercial Auto Insurance

CIG Has Commercial Vehicle Insurance for All the Ways You Roll

Protect Your Business on the Road and at the Office

Does your business own or lease its vehicles, or do you have a job or profession that requires the regular use of your vehicle for making sales calls or carrying equipment to make service calls?
A CIG Insurance Agent can custom design an affordable commercial vehicle policy according to your type of business and the safety record of covered drivers. You’ll work with a top, local professional who will analyze and guide your safety and security plan, helping you make the right decisions — for the best overall value available from any insurer.

We will help you get the right type of coverage and the right amount of insurance, at a great rate. Connect with a CIG Insurance Agent for a comprehensive Commercial Auto Insurance policy.

Types of auto and property care businesses covered:

  • Automotive Services
  • Beverage and Product Delivery
  • Janitorial Cleaning and Maid Services
  • Landscape Maintenance
  • Musical Instrument Maintenance and Repair
  • Parking Lot Sweepers
  • Swimming Pool Servicing
  • Window Cleaning Services
  • And more…

The Auto Broadening Endorsement is included at no charge and provides the following additional coverages:

  • Extended Cancellation Condition
  • Broadened Definition of Insured
  • Hired Auto Physical Damage and Loss of Use
  • Hired Auto Liability Worldwide Coverage
  • Additional Insured Waiver of Subrogation
  • Glass-Only Claim: Deductible Waived if Repaired Rather than Replaced
  • Auto Loan or Lease Gap Pay-Off
  • Communication Equipment Coverage, limit of $1,500
  • Personal Effects Coverage, limit of $500 / $250 deductible
  • Rental Reimbursement Coverage of $100 per day up to 30 days
  • Bodily Injury to Fellow Employee Exclusion Waived
  • Pet Injury Coverage
  • Supplementary Payments

Additional options are available for eligible risks, such as optional deductibles from $50 to $5,000, hired auto and non-owned coverage, and excess liability protection.
Ways to Save on Your Commercial Auto Insurance Rates

  • Multi-vehicle and good driving record incentives
  • Renewal incentives
  • Credit for safety devices such as ABS, alarms, vehicle recovery systems, and more
  • Having a record of no at-fault claims in the recent 3-year period (for those eligible)
  • Having a commercial risk management program
  • Keeping records of equipment maintenance



Find a CIG Insurance Agent

CIG – Capital Insurance Group