Apartment Building Insurance

Building insurance

Talk with a CIG Insurance Agent about Multi-Unit Residential Property Coverage

CIG is a leader in apartment insurance. We understand that protecting your multi-unit residential housing investment is different than insuring other kinds of properties. Tenants rely on you during a crisis. Your ability to quickly fix, recover, and sustain the viability of your residential property is essential.

CIG’s Business Owners Policy (BOP) for apartment buildings is designed to cover property and liability exposures that are uniquely associated with multi-unit residential buildings. We protect you from financial loss, damage, liability, and business interruption that can result from unforeseen situations including theft, disaster, lawsuit, and breakage.

Have you made any changes to your apartment building since your last insurance review? Did you add a pool or spa? More parking spaces? Perhaps you upgraded appliances? Installed carbon monoxide detectors? A new sprinkler or fire alarm system?

CIG offers up to a 24-month Period of Indemnity for Business Interruption, and our Equipment Breakdown protection covers electrical and air conditioning equipment. Our Building Ordinance coverage automatically provides $100,000 per building and allows you the option to purchase coverage up to the building’s limit.

Does your current insurance policy take into account all risk contingencies? Call a professional CIG Insurance Agent to discuss a customized apartment building insurance plan and other cost-saving coverage options. Be sure to ask about the 5% premium reduction Renewal Credit, the Smoke-Free Building Credit, and all the credits that may apply to your BOP.

Smoke-Free Apartment Benefits

Stovetop Fire-Prevention Benefits for Apartments and Condominium

Automatic Water Supply Flood-Prevention Benefits for Multi-Unit Complexes


Check out more of our products and services for business owners here.


Find a CIG Insurance Agent

CIG – Capital Insurance Group