Personal Auto Insurance

CIG Personal Auto Insurance


Do You Know What Your Auto
Insurance Covers?

Don’t Wait Until You Have an Accident to Find Out

Basic insurance covers your vehicle for damage or loss, but the right amount of coverage also provides protection from financial exposure due to injuries sustained in an accident — to yourself, your passengers, other drivers, or pedestrians — as well as damage to other people’s property. A CIG Insurance Advisor can steer you in the right direction, toward coverage that fits your needs and budget.

CIG Auto Insurance provides excellent coverage and superior service, such as Come-To-You Auto Glass Repair, brand name replacement parts for repairs, bonus safety and security services, and more. Ask your CIG Insurance Advisor for a quote and learn about the many ways you can save on your auto insurance coverage today.


CIG Auto Highlights

Customized Coverage

Customized Liability and Medical Protection:

  • Liability protection in case you are held responsible if others are injured or killed, or if their property is damaged in an auto accident
  • Uninsured or underinsured motorist’s liability protection if you, a household family member, or passenger are injured by someone who is uninsured or who does not carry enough insurance
  • Medical or Personal Injury protection if you, your family, or passengers are injured in a covered auto accident

Customized Protection for Your Vehicle:

  • Physical damage protection for your automobile if it’s damaged in an auto collision or in a non-collision event, such as a vehicle theft, vandalism, fire, or more
  • Transportation expenses if your vehicle is not available after a covered auto loss
  • Roadside assistance to help you get back on the road after a flat, lock out, and more
  • Auto Replacement Coverage that replaces your new vehicle in kind, if it’s totaled in the first 12 months of ownership with less than 15,000 miles
  • Custom equipment coverage protection for non-factory equipment, such as a stereo system or special wheels and rims

Customized Savings and Discounts:

  • Auto + Home multi-policy discount if you insure both your personal auto and home with CIG
  • Multi-vehicle discount when you insure more than one vehicle with CIG
  • Insurance Credit Score discounts (available only in NV, OR, and WA; no surcharge applies for less than perfect credit)
  • Renewal discounts to recognize your continued trust in CIG
  • Good Student discount to recognize academic excellence*
  • StartSmart Teen Driver discount to recognize teen drivers who take the CA Highway Patrol StartSmart Teen Driver safety course (available only in CA)**
  • Inexperienced Young Driver Safety discount (available only in NV)
  • Vehicle Safety discount for airbags
  • Anti-Theft discounts for audible, active or passive alarms
  • Theft Recovery Device discount (available only in OR and WA)

Custom Benefits and Services:

  • Coverage for damages to a personal automobile you rent
  • 24/7 Claims Assistance
  • Come-To-You Auto Glass Repair
  • Name brand auto parts replacement
  • Accident forgiveness option if you have an accident and were accident free in the previous 5 years (available only in OR and WA)


Available discounts and coverages vary by state. Please contact your CIG Insurance Advisor for a cost and coverage review.
* Good Student discount is for any student age 25 or younger who maintains a B or better grade point average.
** Start Smart Teen Driver discount is available only in CA.

Roadside Emergency Service

CIG AutoCard 100™

Have you ever run out of gas in the middle of nowhere? Blown a tire along a busy highway? Found your battery to be dead at the worst possible time? Whatever your roadside emergency, CIG will be there for you. We’ll even tow you up to 100 miles – much farther than most standard auto club memberships!

AutoCard 100™ Roadside Express Service is just a call away, anywhere you go in the United States and Canada. Plus, every driver in your household gets a handy wallet card with your policy number and all the contact information they’ll need when the unforeseen happens while operating a vehicle with nationwide roadside protection.

Connect with a CIG Insurance Advisor to learn more about AutoCard 100™.

AutoCard 100™
What to Do After an Auto Accident

Claim Service

CIG Personal Auto Insurance means protection for you & your family.

Here When You Need Us Most

A traffic accident is a traumatic event for everyone involved. Reporting and settling a claim doesn’t need to be. CIG is here to help you through the process every step of the way. After an accident, CIG On-the-Spot Claim Service and field claims adjusters handle your claim quickly and fairly, often issuing checks right on the spot.

The CIG 24/7 Claims Reporting Center gets an A+ from clients — 95% consistently say they are pleased with the quality of service and speed of response. You’ll receive fast, courteous, timely claim service and quick payment of covered losses through CIG FastTrack Processing™.

To report an Auto claim, call 1-800-986-9974.
Contact Claim Service
Report an Auto Claim
What to Do After an Auto Accident

Bonus Benefits

Get All the Benefits of Your Policy!

By purchasing an auto insurance policy from CIG, you receive benefits like these:

Come-To-You Auto Glass Repair

A ding or crack in your windshield may not look like much, but it can become a serious safety hazard. That little knick can grow and potentially risk the stability of your entire windshield! When you have comprehensive coverage on your CIG Auto policy, we’ll come to you and repair a small crack or chip — FREE of any out-of-pocket expense to you — and waive your deductible! It pays to call sooner rather than later. If your windshield needs to be replaced, your deductible will apply. Call the CIG Claim Service Center at 1-800-986-9974.


FastTrack™ Processing of Claims

CIG’s On-the-Spot Claim Service is second to none in the insurance industry. In the event of a loss, time is critical. CIG’s field claims adjusters will handle your claim quickly and fairly, often issuing checks right on the spot. The CIG 24/7 Claims Reporting Center gets an A+ from clients — 95% consistently say they are pleased with the quality of service and speed of response. Clients receive fast, courteous, timely claim service. Covered losses are filed through CIG FastTrack Processing™ for quick payment.

Report an Auto Claim
Claim Service


Name Brand Auto Parts Replacement

We’ll make sure your vehicle repairs are made with the highest quality replacement parts from your original equipment manufacturer.


Find a CIG Insurance Advisor

Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates, and exclusions. Please consult your CIG Insurance Advisor for complete details. Coverage is available from CIG for Homeowners, Renters, Condo Owners, and your personal automobiles in California, Nevada, Oregon, and Washington. Types of policies and coverage may vary from state to state.