The A.M. Best Company, the oldest and most experienced rating agency in the world, has been reporting on the financial condition of insurance companies since 1899. Best’s ratings represent the current and independent opinion of a company’s financial strength and of its ability to meet obligations to its policyholders.
A.M. Best's rating of A (Excellent) has been assigned to Capital Insurance Group based on their evaluation of CIG's financial condition and operating performance. Our groups Financial Size Category is Class VIII.
| 2005 | 2004 | 2003 | 2002 | 2001 | |
| Written Premium ( $000's ) |
271,789 | 253,167 | 232,123 | 183,781 | 139,487 |
Underwriting Ratios |
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| Loss and Loss Expense | 54.8% | 53.5% | 63.3% | 77.9% | 80.2% |
| Underwriting Expenses | 35.1% | 35.3% | 32.9% | 32.9% | 34.4% |
| Combined Ratio | 89.9% | 88.8% | 96.2% | 110.8% | 114.6% |
| Policyholder Surplus ( $000's ) |
156,116 | 127,847 | 135,344 | 121,667 | 125,740 |