Financial & Industry Rating Information

The A.M. Best Company, the oldest and most experienced rating agency in the world, has been reporting on the financial condition of insurance companies since 1899. Best’s ratings represent the current and independent opinion of a company’s financial strength and of its ability to meet obligations to its policyholders.

A.M. Best's rating of A (Excellent) has been assigned to Capital Insurance Group based on their evaluation of CIG's financial condition and operating performance. Our groups Financial Size Category is Class VIII.

2005 2004 2003 2002 2001
Written Premium
( $000's )
271,789 253,167 232,123 183,781 139,487

Underwriting Ratios
Loss and Loss Expense 54.8% 53.5% 63.3% 77.9% 80.2%
Underwriting Expenses 35.1% 35.3% 32.9% 32.9% 34.4%
Combined Ratio 89.9% 88.8% 96.2% 110.8% 114.6%
 
Policyholder Surplus
( $000's )
156,116 127,847 135,344 121,667 125,740