Home Appliance & Electronics

Breakdown Coverage


CIG covers you with Electronics & Appliance Insurance.

Ever experience a home appliance or electronic equipment breakdown? Then you know how inconvenient and stressful it can be on your budget. Let your CIG Insurance Advisor suggest an effective way to reduce your risk of this type of untimely interruption.

Just add Home Appliance and Electronics Breakdown Coverage to your CIG Homeowners insurance policy. In the event of an unexpected breakdown, you’ll be protected from out-of-pocket expenses for labor and parts and be able to avoid the cost of related damages or loss-of-use.

Now you can have peace of mind for a fraction of what you thought possible. CIG’s comprehensive Home Appliance and Electronics Breakdown Coverage is available for an annual premium of only $27 with your CIG Homeowners policy*— that’s less than $3 a month.


Highlights of Covered Home Appliance

and Electronics Equipment:

  • Refrigerator
  • Computer
  • Stove/Oven
  • Water Heater or Furnace
  • Air Conditioning
  • Solar Panels
  • Plasma TV
  • Security Systems
  • Washer and Dryer
  • Built-in Kitchen Appliances
  • Submersible Pumps
  • Pool/Spa Equipment
  • Telephone Systems
  • . . . And More!



*Not available to renters or condo unit owners. Breakdown coverage includes all mechanical, electrical or pressure equipment, appliances or systems covered for other risks in your CIG Homeowners policy.

Coverage Details

Your appliances and equipment are covered up to a maximum of $50,000 per occurrence after a $500 deductible is met. In addition, you will be entitled to the following allowances:


Go Green Option

Make a big impact on your wallet and the environment! You may choose "green-certified" replacement parts or replace with a brand-new “green” unit (if your property cannot be repaired) valued at up to an additional $3,000. Energy-saving appliances and equipment will help you reduce costs and qualify for rebates or tax credits.


Who do you call?

Report your breakdown to the CIG Claims Center 24/7 – 1-800-986-9974. Our CIG FastTrack ProcessingTM of claims is fast and easy; our CIG On-the-Spot ResponseTM team will be quick and fair. Learn more about our high customer satisfaction at CIGinsurance.com.



Connect with your

CIG INSURANCE ADVISOR

for complete details.

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