Electronic Media

TVs, computers, game consoles,

phones, handhelds and media storage


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What’s your favorite media? How do you protect it?


Electronic devices are a favorite target

Unfortunately, theft of electronic media from your residence or vehicle has become all too common. Computers, game and handheld devices, auto entertainment systems, flat-screen TVs and DVD/Blu-ray players are particularly popular targets because they are relatively easy to resell.

Break-ins by someone living in your neighborhood (or even someone who has visited your residence) are not uncommon. Some offenders may only be interested in the destruction of your property and take nothing. Others are interested in impressing someone with what they have or selling the merchandise for the money.

You should take necessary precautions to protect yourself against robbery at home or on the road. You should also consider a CIG RENT+AUTO coverage to insure the financial value of your favorite electronic media.


Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates and exclusions. Please consult your local agent for complete details.

Availability: Equipment coverage is written with CIG Renter, CIG Homeowners, CIG Condo Owners policies currently available in California, Nevada and Oregon. Types of policies may vary from state to state.


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Fire Safety

The following tips offered by CIG are meant to supplement other necessary tools and actions to increase fire safety, such as smoke detectors and alarms, sprinklers, escape route planning, extinguishers and fire blankets.


1. Locks and security bars.

While locks and security bars on doors and windows may prevent intruders from getting in, they shouldn't prevent you from getting out in the event of a fire. Make sure that security bars include a quick-release device so they can be opened immediately from the inside. Once you evacuate, leave unlocked to make it easier for firefighters to enter your dwelling.


2. Sand buckets.

Fill a light metal bucket with sand and keep next to ovens, barbeques and other areas where fires can occur. Dumping the sand on a fire will starve it of oxygen. Oil fires are resistant to water, so a fire sand bucket may be the only way to put out the fire. Add fire extinguishers for the garage, kitchen or laundry room.


3. Smoke Response.

If there’s smoke, be sure to crawl low, keep your mouth covered and eyes down. Breathing in smoke can cause dizziness and disorientation. A wet hand towel can act as a mask.


4. Hot spots.

If you reach a door that is closed, use the back of your hand to check for heat at the top of the door, doorknob or the crack between the door and its frame. If it feels hot, there's fire on the other side. If the door is opened, more air will enter and the fire will grow instantly. In that case, use an alternate escape route. If the door appears to be fairly cool, still use caution when opening it. Open slowly, and if any heat or smoke comes out, close it quickly and securely and proceed to another route.


5. Call for help.

Call 9-1-1 or your local emergency number. Once you're outside, check to see that everyone is there. Alert the firefighters if someone's missing. DO NOT go back into the house. They are well trained and equipped to rescue people safely. Practice your evacuation route and make sure everyone knows where they’re to meet after they’ve evacuated the house.