CIG SecureChoice™

Extended homeowners protection

designed to fit your beautiful home


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Better homes are better protected with CIG SecureChoice coverage.


More comprehensive than

standard homeowners policies

Your beautiful home is an oasis for you and yours. It may also be your most cherished long-term investment. In an uncertain world, you are looking to provide your family or household members with the best possible safety and security plan you can find at a reasonable and affordable rate.

Designed for homes with a replacement value of $500,000 to $2.5 million or more, CIG SecureChoice™ Homeowners Protection is the most comprehensive safety and security protection value available.


CIG SecureChoice coverage (available in California and Nevada) includes higher allowances for:

  • Personal injury liability
  • Lost, misplaced or stolen valuables (jewelry, watches, furs, precious and semi-precious stones)
  • Lost, misplaced or stolen firearms
  • Lost, misplaced or stolen tableware (silverware, pewterware, etc.)
  • Worldwide coverage for personal property while you travel
  • Water damage due to backup or sump overflow
  • Lock and key replacement
  • Business property on and off premises
  • Land restoration
  • Credit card theft, forgery and other financial losses
  • Lost Money: cash, securities and other
  • 100% law ordinance protection
  • Fire Department service charges and arson reward
  • Watercraft & watercraft accessories; inland marine; trailers

SecureChoice also lets you choose optional coverage for:

  • Home appliance and equipment breakdown protection
  • Replacement of scheduled valuables
  • Additional dwelling replacement coverage
  • Additional ordinance protection coverage


Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates and exclusions. Please consult your local agent for complete details.

Availability: CIG Homeowners coverage is currently available in California, Nevada and Oregon. Types of policies may vary from state to state.


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Homeowner Bonus

CIG delivers more. Continuously:

  • Think Twice Coverage – Extended rebuilding or replacement up to double the payout, if that’s what it actually costs to rebuild.
  • FREE membership in The Protector Network for the life of your policy, including a host of safety and security benefits. Plus , get savings opportunities worth hundreds of dollars a year.
  • Identity Fraud Expense Reimbursement Insurance up to $15,000 in reimbursements for certain expenses, attorney fees or lost wages in the event that your identity is compromised, at home, at work, on the Internet or while you travel. (Zero deductible.)
  • Round-the-clock access to CIG's ID Fraud Resolution Helpline at 1-877-404-3372.


CIG NetWorth Defense™

CIG NetWorth Defense protects your income from potential lawsuits due to injury to another person or damage to another’s property. Low-cost CIG liability coverage is available in million-dollar increments up to $10 million.


Bonus! Free Membership in

The Protector Network®

More Safety. More Security. More Savings!™

The Protector Network

The Protector Network includes many discounts and free services.

It's FREE to CIG policy clients ... as a member you can take advantage of 20-60% savings opportunities on safety and security services and products for your home, car or place of business. Get books, articles and tips to help you create your own safety and security plan or log on to find local emergency repair or clean-up services.


To learn more go to TheProtectorNetwork.com