CIG Home+Auto™

Big savings. One account. More coverage.


Fotosearch_1050015

Save a bundle with a consolidated CIG multi-policy account.


One bill. Once a month. Big savings.

Take advantage of up to 25% with discounts and combine your policy coverage into a CIG HOME+AUTO™ account. A CIG HOME+AUTO account qualifies you to take advantage of our convenient option for combining both policies into a single, convenient monthly installment bill.

Already insuring your car with CIG?
Add a CIG HOME policy (homeowners, renter or condo).

Already insuring your residence and contents with CIG?
Add a CIG AUTO policy.

New to CIG?
Consider insuring your auto, residence and contents with CIG.

Save a bundle and enjoy a convenient, consolidated monthly bill.


Connect with your CIG Insurance Advisor today!

Insurance Agency Locator



CIG HOME+AUTO delivers more coverage

Covering car owners, household drivers and guest drivers:

Get comprehensive coverage, including collision and property damage liability. Bodily injury coverage should cover you, household members or borrowers of your vehicle, as well as medical expenses for you, passengers, or pedestrians involved in an accident. CIG also covers certain lost wages and bail bond premiums related to accidents or traffic violations; protects you against drivers who fail to carry any insurance or have insufficient coverage; and, with comprehensive collision also reimburses you for rental car damages.


How much more protection for your home do you get with CIG?

  • CIG pays up to TWICE the homeowner coverage, if that’s what it costs to rebuild
  • Additional living expenses in the event your home becomes uninhabitable
  • Personal injury coverage on or away from your premises
  • Claims against you from damage to property of others
  • Medical expenses for your guests (regardless of responsibility)
  • Lawsuit protection  (Basic Personal Liability up to $1 million. Additional Net worth Defense™ is available in million-dollar increments up to $10 million.)
  • Identity fraud protection and free membership in The Protector Network


Availability: CIG Homeowners, Renters, Condo Owners and CIG Auto coverage are currently available in California, Nevada and Oregon. Types of policies may vary from state to state.


Connect with your CIG Insurance Advisor today!

Insurance Agency Locator

Optional Home Coverage

  • Home offices and computer equipment
  • Valuables - jewelry, furs, firearms, silverware, securities
  • Watercraft coverage
  • Earthquake coverage
  • Additional content coverage above limits
  • Ordinance protection - covers loss due to laws, ordinances and regulations governing property construction, demolition or repair
  • Refrigerated food coverage
  • Key and lock replacement
  • Additional liability for home, rental or second residence coverage
  • Accidental death and mortgage payment relief


Claim Response Services

CIG On-the-Spot Response™ means that our adjusters react quickly to inspect claims of damage or loss and our 24/7 reporting line is ready to take your claim. The CIG Claim Service Center gets a 95% rating from satisfied customers. At a U.S. Congress briefing, CIG FastTrack Processing™ was praised for authorizing field adjusters to write claims checks on the spot immediately following a wildfire. And with our Think Twice coverage, these CIG clients were the first to be able to rebuild their homes.

Call the CIG Claim Service Center at 1-800-986-9974.



CIG responds

  • On-the-Spot Response
  • FastTrack Processing of claims
  • Transitional living expenses
  • Identity fraud resolution hotline
  • Key and lock replacement
  • Personal excess liability
  • Contents replacement
  • Restoration services
  • Mortgage protection
  • Auto glass come-to-you repair or replacement

CIG insures

  • Home offices
  • Computer equipment
  • Jewelry, furs and art
  • Securities
  • Firearms
  • Hobby farms
  • Golf carts
  • Watercraft
  • Second or vacation residence