Custom Coverage
- Choose the best business insurance from the top regional carrier in the West, custom-designed for the continuous protection of your business investments.
- What's more. . . CIG’s optional Commercial Multiperil Broadening endorsement can expand protection with coverage limits set well above the standard level of business property insurance at nominal cost — more value at lower rates. Just compare.
- CIG is the West's leader in property and liability insurance — preferred by thousands of satisfied business owners.
Coverage highlights:*
- Building includes garages, storage buildings, fences, other structures, yard fixtures, window coverings and drapes
- Reverse Flow of Sewer or Drain Water
- Signs – Covered Causes of Loss
- Money & Securities
- Tenant’s Building Glass
- Power Failure - Off Premises
- Computer Equipment, Media, and Data
- Employee Dishonesty
- Outdoor Property
- Property Off Premises
- Income-Support Property
- Newly Acquired Business Personal Property
- Newly Acquired Buildings or Constructed Property
- Business Personal Property includes personal property located in the open (or in a vehicle) within limited area of the described premises
- Business Income or Rents for Newly Acquired Structures
- Valuable Papers and Records – Cost of Research off premises
- Accounts Receivable on premises/off premises
- Arson Reward for Conviction
- Expenses for Loss Adjustment
- Fire Extinguisher Recharge
- Forgery & Alteration
- F.O.B. Shipments
- Credit Card Transactions
- Key Replacement or Lock Repair
*Exclusions, limitations and geographical restrictions may apply.
Additional options available for eligible risks, business automobile, hired auto and non-owned auto protection, umbrella liability protection.
Garage Plus Program
Optional endorsements for Automotive Services*
- Business Income – Actual Loss Sustained – 18 months
- Electronic Data Processing Coverage
- Employee Tools on Site
- Exterior Signs
- Fire Legal Liability
- Pollutant Cleanup and Removal
- Ordinance or Law Coverage
- Increased cost of construction or relocation
- Outdoor Property — Trees and Shrubs, Antennas, Fences
- Reverse Flow of Sewer or Drain Water
*Exclusions, limitations and geographical restrictions may apply.