Personal Auto Insurance

We’re all out there together.

Let’s just get home safely.™


Personal Auto Insurance - Family Picture

Are you a safe driver? CIG Auto Insurance is designed just for you!


The right amount of auto insurance

provides you with financial protection

against damage, loss or injury

To qualify for a CIG Auto insurance policy, you must have a safe driving record. By insuring safe drivers like you, CIG is able to keep affordable rates while providing better coverage, superior client services and more benefits than any other auto insurer.

Choose comprehensive auto coverage including collision to get the right amount of protection. You get broad coverage for the types of damage your vehicle may experience. When you do have a covered repair, CIG is one of the few insurers that pay for brand name replacement parts. Most other insurers will only pay for generic parts, so the difference would come out of your pocket.

And with CIG Auto you get free “come-to-you” support services.

  • The CIG AutoCard 100-mile towing and roadside emergency services goes farther to get you back home. Standard auto club membership will tow you for up to 25 miles in most cases, unless you’re willing to pay for their Premium Membership.
  • CIG Auto Glass Repair Service will come right to your car. We will quick fix your cracked windshield right on the spot or replace the windshield entirely. We waive the deductible for glass repair, so you pay nothing.


Real People, Real Savings

How does a CIG Auto policy compare to other insurers for rate and benefits?

“I have told several of my friends about my recent experience with you and CIG.  I have to admit that we thought our premiums would be significantly lower when we dropped the two cars and added one.  When they weren’t (only $200 a year), we looked at other companies. Were we surprised! Auto Club (of which we have been members for over 30 years) was $1000 more a year than CIG, and Progressive was $800+ a year more. GEICO was lower, but with no roadside or rental car. We decided that we are more than happy with CIG and I am going to let lots of people know.  We are all teachers and are facing pay cuts and layoffs this year and next, and I figure people will want to save some money and still get good coverage and great service.” — D. Bennett (11.09)


Comprehensive coverage

CIG Personal Auto Insurance means protection for you & your family.

CIG provides comprehensive protection in the event someone other than you or your family is injured in an auto accident and you are being held legally liable.

CIG Auto also covers you for certain lost wages and bail premiums related to accident or traffic violations; protects you against drivers who fail to carry any insurance or have insufficient coverage; and with comprehensive collision CIG will reimburse you for rental car damage.

Get the coverage that fits your lifestyle:

  • Ask for a custom insurance solution to fit your driving lifestyle.
  • Check into CIG discount opportunities to lower your rate.
  • Choose the deductible that works best for you.
  • Save hundreds of dollars by taking advantage of your free membership in The Protector Network, available exclusively from CIG.


.Coverage descriptions are for illustrative purposes and are intended solely to provide a general overview of potential coverage. Information included does not represent a contract or any other obligation. Only an insurance policy can define actual terms, conditions, rates and exclusions. Please consult your local agent for complete details.

Availability: CIG Auto coverage is currently available in California, Nevada, Oregon and Washington. Types of policies may vary from state to state.


Connect with your CIG Insurance Advisor today!

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CIG Auto Highlights

Available coverage includes:

  • Collision damage or loss
  • Non-collision incidents, such as damage or loss due to theft, breakage, vandalism, fire and smoke, explosion, falling objects, or contact with birds or animals
  • Medical expenses — for drivers and passengers while getting into, out of, or inside covered vehicle;  and for insured drivers outside of a vehicle as a pedestrian, or while occupying another vehicle
  • Injuries to driver, passengers, people in other vehicles, pedestrians
  • Damage to auto body, doors, glass, exterior, trailers, interior, and installed equipment
  • Guest drivers protected at the same limits as the name insured
  • Rented or borrowed cars
  • New car replacement (if the vehicle has less than 15K miles and is less than 12 months old)
  • Coverage zone: U.S. (including territories and possessions), Puerto Rico, and Canada. Limited coverage available in Mexico
  • Liability protection in the event you're sued or held liable for bodily injury to or property damage of others
  • Uninsured/underinsured protection
  • Expense reimbursements for:
    - loss of income or expenses if injured
    - bail bonds due to traffic violation/incident
    - transportation after accident

Bonus: CIG's Come-To-You Auto Glass Repair

Any damage or a crack in your windshield presents a safety hazard. If it's not fixed in time, the problem can grow and obstruct your vision or even risk the stability of your entire windshield. Here's what you do: Just pick up the phone and make an appointment with the CIG Claim Service Center. As long as you have comprehensive coverage on your CIG Auto policy, we'll come-to-you and repair a small crack or chip, FREE of any out-of-pocket expense to you, and your deductible is waived! If your windshield needs to be replaced, your deductible will apply. Rely on CIG On-the-Spot Response to keep you going safely and securely.


Beautiful cars deserve

special care!

CIG covers most vehicles up to $125,000. This includes sports cars (high or intermediate performance), as well as limited risk coverage on classic and antique cars.

CIG Sports Car Insurance covers your specialty vehicle.

Roadside Emergencies

“CIG has made life on the road safer for our family.”

Add CIG's AutoCard 100™ for 24/7 Roadside Emergency Services* anywhere you go in the United States and Canada. Every driver in your family gets a handy wallet card with your policy number. You just call the phone number and we'll come to assist you in case you need a tow or...

  • Need a jump start?
  • Got locked out of your car?
  • Have a flat tire that needs changing?
  • Ran out of fuel, oil or water?
  • Need minor mechanical first aid?

Just call our emergency rescue number and we’ll promptly send the help you need to get you going again.

*Cost of fuel, oil, repairs, new battery, tires, parts and labor are not included.


Bonus! Free Membership in

The Protector Network®

More Safety. More Security. More Savings!™

CIG's Protector Network gives you valuable benefits free as a CIG policy holder.

The Protector Network includes many discounts and free services. Free to CIG policy clients. To learn more go to The Protector Network.